YINXINGYEQIANGJIANGUAN“WEILI”YANXU。《JINGJICANKAOBAO》JIZHEJUYINBAOJIANHUIGUANWANGTONGJI,JIEZHI11YUEMO(YIFADANPILUSHIJIANJI),YINBAOJIANHUIJIQIPAICHUJIGOUDUIGELEIXINGYINXINGYEJIGOU(BUHANGEREN)YILEIJIKAICHUFADANJIN2000ZHANG,FAJINJINEYITUPO10YIYUAN,YUANCHAOQUNIANQUANNIAN。QIZHONGGUOYIFADANLIANGZHANG,CHAOQIANWANFADAN12ZHANG,BAIWANJIFADANSHULIANGCHAOGUOBAIZHANG,YUQUNIANTONGQIXIANGBIJINHUFANBEI。
ZAI“YANFANGZIJINKONGZHUANTAOLI”DEJIANGUANJIDIAOXIA,JINNIANYILAI,YINXINGDILILVXINDAIZIJINWEIGUI“SHUXUE”FANGDICHANFADANMINGXIANZENGDUO。JINBAIWANJIDAEFADANZHONG,YINXINGSHEFANGDAIKUANWEIGUISHULIANGZHANBIJIUJIEJINSICHENG。YENEIRENSHIYUJI,ZAIDANGQIANJINRONGJIANGUANGAODUGUANZHUFANGDICHANJINRONG“HUIXINIU”DEBEIJINGXIA,JIAQIANGDAIKUANQUANLIUCHENGGUANKONG、FANGZHIZIJINWEIGUILIUXIANGFANGDICHANDENGLINGYURENGJIANGSHIWEILAIJIANKONGZHONGDIANFANGXIANG。
百万罚单频现
前11月罚金创新高
JINNIANYILAI,YINBAOJIANXITONGDUIYINXINGJIGOUYILEIJIKAIJUFADANJIN2000ZHANG。QIZHONG11YUEDANYUEFADAN50YUZHANG,JINGUANSHULIANGJIAOQITAYUEFENJIAODI,DANBAIWANJIDAEFADANPINPINCHUXIAN。
11YUEDANZHANGJINEZUIGAOFADANYOUZHONGXINYINXINGTIANJINFENXINGZHAIDE,WEI290WANYUAN,ANYOUWEI“GERENDAIKUANZIJINWEIANYUEDINGYONGTUSHIYONG、BUFENTIEXIANZIJINZHIJIEHUILIUCHUPIAOREN”DENGWUXIANGYUANYIN。CIWAI,GUIYANGNONGSHANGXING、SHENZHENBAOANGUIYINCUNZHENYINXING、TIANJINNONGSHANGYINXING、HENGSHENGYINXINGDENGDUOJIAYINXINGYEBEICHUYIBAIWANYUANYISHANGFADAN。
CONGQIAN11GEYUEZHENGTICHUFAQINGKUANGLAIKAN,JINNIANRENGSHIYANJIANGUAN“DANIAN”。JUTONGJI,QIAN11GEYUEFAJINJINELEIJIYITUPO10YIYUAN,CHUANGLISHIXINGAO。QIZHONG,MINSHENGYINXING、ZHESHANGYINXINGLIANGJIAYINXINGBEICHUYISHANGYIYUANJUEFAMEIJINE,DANZHANGFAJINCHAOQIANWANDEFADAN12ZHANG,BAIWANJIFADANSHULIANGGENGSHICHAOGUOBAIZHANG,YUQUNIANTONGQIXIANGBIJINHUFANBEI。
YENEIRENSHIBIAOSHI,JIANGUANBUMENDUIWEIGUIYINXINGKAICHUDAEFADANDEZUOFA,TIXIANLEJINRONGJIANGUANCONGYANCONGJINDEZHENGCEDAOXIANG。“JINNIANYINXINGDAIKUANEDUXIANGDUICHONGYU,WEIGUIDAIKUANHUIDAOZHIGELEIDAIKUANFENGXIANZENGDA,DAEFADANDEKAICHUYEYOUZHUYUGENGHAOLUOSHIFANGFANJINRONGFENGXIANZHENGCEDAOXIANG。”YIJUYANJIUYUANZHIKUZHONGXINYANJIUZONGJIANYANYUEJINBIAOSHI。
ZHIDEZHUYIDESHI,JINGUANGUOYOUDAXINGHEGUFENXINGZAIDAEFADANZHONGZHANBIJIAOGAO,DANCONGZHENGTILAIKAN,ZHONGXIAOYINXINGRENGSHIFADAN“ZHULIJUN”。TEBIESHISIJIDUYILAI,SHOUBULIANGCHUZHIYALIJIADAYINGXIANG,ZHONGXIAOYINXINGYINYIDAIHAIDAI、YANGAIBULIANGDENGYUANYINBEIFACISHUHEJINEJUNMINGXIANZENGJIA。SHUSHIJIAYINXINGYINWEIGUICHUZHIBULIANGJIEDAOFADAN,QIZHONGDABUFENWEINONGSHANGXING、NONGXINSHEHECUNZHENYINXING。
LIRU,GUIYANGNONGCUNSHANGYEYINXINGJIXIASHU5JIAZHIXINGYINSHEJIZHUANRANGBULIANGZHAIQUANZICHANBAOBUHEGUIDING、
TONGGUOTONGYETOUZICHENGJIEBENXINGBULIANGZICHANDENGYUANYINBEIKAICHU22ZHANGFADAN,FAKUANJINEHEJI605WANYUAN。LINGWAI,CHAOYANGLIUCHENGCUNZHENYINXINGYIN“YIDAISHOUXIXUZENGLIRUN,YIDAISHOUDAIYANHUANFENGXIANBAOLU、YANGAIBULIANGDAIKUAN”ERBEIFA。
信贷资金“输血”房地产
仍是监管重点
CONGWEIGUIYUANYINKAN,XINDAIWEIGUIYIRANSHIJIANGUANCHUFADEZHONGZAIQU,CHAO5CHENGFADAN、YU60%FAJINSHEJIXINDAIXIANGGUANWENTI。BAOKUODAIQIANDIAOCHAYUDAIHOUGUANLIBUJINZHI、DAIKUANSHIJIYONGTUGUANKONGBUYANGE、SHOUXINYEWUWEIGUI、WEIGUIFAFANGGERENDAIKUANHEXINDAIZIJINBEINUOYONGDENGXINGWEI,QIZHONGYOUYIXINDAIZIJINWEIGUI“SHUXUE”FANGDICHANYOUWEIMINGXIAN。ZAIBAIWANJIYISHANGDAEFADANZHONG,JINSICHENGFADANSHEJIWEIGUI“SHUXUE”FANGDICHAN。
LIRU,NONGYEYINXINGYINSHEJIGERENZHUFANGDAIKUANSHOUFUBILIWEIGUI,BEICHUFAJIN5260WANYUAN。ZHONGXINYINXINGYINWEIGUIFAFANGTUDICHUBEIDAIKUAN、XINDAIZIJINBEINUOYONGLIURUFANGDICHANKAIFAGONGSI、GERENJINGYINGXINGDAIKUANZIJINBEINUOYONGYUGOUFANG,BEIFA2020WANYUAN。GUANGFAYINXINGYINXIAOFEIXINGDAIKUANYONGYUZHIFUGOUFANGSHOUFUKUAN、WEIGUIXIANGFANGDICHANKAIFAQIYEFAFANGLIUDONGZIJINDAIKUANDENGDUOXIANGWEIGUIBEICHUYU8771WANYUANFAKUAN。
YIWEICHENGSHANGXINGXINDAIBUMENJINGLIDUIJIZHEBIAOSHI,JIANGUANJIGOUSHIZHONGDOUZAIYANGEJIANGUANXINDAIZIJINWEIGUIJINRUFANGDICHANSHICHANG,DANDAIHOUJINXINGZIJINYONGTUGANYUBINGBURONGYI。“BIRU,SHITUJIANGDAIKUANZIJINLIUXIANGFANGDICHANDEQIYEWANGWANGCUNZAIDUOTOUKAIHU,ZIJINZAIDUOGEZHANGHUJIANZHUANYI,ZHEIJIUDAOZHIYUANFANGKUANYINXINGNANYIJIANDUZIJINLIUXIANG。YINCI,YINXINGXUTONGGUOKEHUZHANGDANLIUSHUI、JIAOSHUIPINGZHENGDENGJINXINGPANDUAN,XUYAODALIANGGONGZUORENYUANSHENHE,YUNYINGCHENGBENJIAOGAO。”GAIJINGLIZHICHU。
ZHONGGUOMINSHENGYINXINGSHOUXIYANJIUYUANWENBINRENWEI,DUIYUZIJINLIUXIANGDENGJIANKONGNANDIAN,XIAYIBUKEYITONGGUOJIAQIANGXINXIDEGONGXIANG,FANGFANJINRONGFENGXIAN,BAOCHIFANGDICHANJINRONGDEPINGWENJIANKANGFAZHAN。ZHAOLIANJINRONGSHOUXIYANJIUYUANDONGXIMIAOJIANYI,JIANGUANKEXIUGAIXIANGGUANZHIDUBANFA,JIANGXUGOUDAIKUANYONGTU、NUOYONGXINDAIZIJINDEXINGWEINARUZHENGXINXITONG,TIGAOJIEKUANRENWEIGUICHENGBEN,CONGYUANTOUSHANGEZHIGERENXINDAIZIJINWEIGUILIURULOUSHIDENGLINGYU。
房地产金融监管或进一步加码
BANSUIJINQIJINRONGJIANGUANCENGMIJIFASHENG,FANGDICHANJINRONGJIANGUANHUOJIANGJINYIBUJIAMA。
ZHONGGUORENMINYINXINGDANGWEISHUJI、ZHONGGUOYINBAOJIANHUIZHUXIGUOSHUQINGZHUANWENZHICHU,FANGDICHANSHIXIANJIEDUANWOGUOJINRONGFENGXIANFANGMIANZUIDADE“HUIXINIU”。YANGXING《2020NIANDISANJIDUZHONGGUOHUOBIZHENGCEZHIXINGBAOGAO》YEQIANGDIAO,JIANCHIWENDIJIA、WENFANGJIA、WENYUQI,BAOCHIFANGDICHANJINRONGZHENGCEDELIANXUXING、YIZHIXING、WENDINGXING,SHISHIHAOFANGDICHANJINRONGSHENSHENGUANLIZHIDU。YINBAOJIANHUICIQIANYEZAIDUOGEHUIYIMINGQUETICHU,“YANKONGGERENDAIKUANWEIGUILIURUGUSHIHEFANGSHI”,YANSUCHACHUGELEIXINDAIWEIGUIXINGWEI。
“CONGFANGFANJINRONGFENGXIANDEJIAODUKAN,RUGUOFANGJIACHUXIANKUAISUXIAHUA,BIJIANGJIAJUFANGDICHANXINDAIDEWEIYUEFENGXIAN,DAOZHIFANGJIAXIADIEHEZHAIWUWEIYUEDEEXINGXUNHUAN,JINERYINGXIANGJINRONGWENDINGHEJINRONGANQUAN。CONGZHICHISHITIJINGJIDEJIAODUKAN,JINRONGZIYUANGUODUJIZHONGZAIFANGDICHANLINGYU,DUIXIAOWEIQIYEJINRONGFUWUCHANSHENG‘JICHUXIAOYING’。JUMINFANGDAIFUDANGUOZHONG,YEBULIYUKUODANEIXU、CUJINXIAOFEISHENGJI。”DONGXIMIAOFENXICHENG。
SUNINGJINRONGYANJIUYUANHONGGUANJINGJIYANJIUZHONGXINFUZHURENTAOJINRENWEI,HOUXUDUIYUFANGDICHANJINRONGDEJIANGUAN,CHULEYANCHAYINXINGDUIFANGDICHANQIYEDEWEIGUI“SHUXUE”XINGWEIWAI,JIANGUANCENGHAIJIANGQIANGHUAZIGUANXINGUIZHIXING,JIXUYAJIANGSHEJIFANGDICHANLINGYUDEYINGZIYINXINGGUIMO。
DONGFANGJINCHENGFANGDICHANXINGYEGAOJIFENXISHIXIERUIYUJI,YI“SANDAOHONGXIAN”WEIHEXINNEIRONGDERONGZIZHANGXIAOJIZHIJIANGZHUBUTUIJIN,DADAOKONGZHIFANGDICHANQIYERONGZIGUIMO、YOUHUAZHAIWUJIEGOU、JIANGDIXINGYEXINYONGFENGXIANJI“SANWEN”DEZHENGTIMUBIAO。CIWAI,ZAILIUDONGXINGBIJIAOKUANSONGDEQINGKUANGXIA,WEILEJIANGZIJINYINDAODAOSHITIJINGJI,RENGJIANGJIAQIANGDAIKUANSHENCHA,FANGZHIZIJINWEIGUILIURUFANGDICHANSHICHANG。